Terms of Service
Last updated: June 30, 2025
These Terms of Service ("Terms") govern your access to and use of https://ah5.shop (the "Site"), operated by AH5 ("we", "us", or "our"). By accessing the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
1. Eligibility
You must be at least 13 years old (or the age of digital consent in your jurisdiction) to use this Site. If you are under 18, you represent that your parent or legal guardian has reviewed and agreed to these Terms on your behalf.
2. Permitted use
You may use the Site for personal, non-commercial research and information. You may not:
- Use the Site in any way that violates applicable law or regulation
- Attempt to gain unauthorised access to any part of the Site, its server, or any database connected to the Site
- Use automated tools (bots, scrapers, crawlers) to extract content from the Site without our prior written permission
- Reproduce, redistribute, or resell substantial portions of the Site's content without attribution and a link back to the original page
- Use the Site to transmit any malicious code, viruses, or harmful content
- Interfere with the proper functioning of the Site, including its advertising systems
3. Intellectual property
All content on this Site — including articles, calculator code, design, graphics, and the "AH5" brand — is owned by AH5 and is protected by copyright and other intellectual-property laws. You may quote brief excerpts of articles with attribution and a link back to the original page. You may not republish entire articles, copy calculator code for commercial use, or use the AH5 brand without our prior written permission.
4. No professional advice
The content on this Site is provided for general informational purposes only. It is not intended to be, and should not be relied upon as, financial, tax, legal, immigration, medical, or other professional advice. The calculators produce estimates based on simplified models and current data — they do not account for every factor relevant to your specific situation.
Before making any decision based on information from this Site, you should consult a qualified professional who can review your specific circumstances. See our disclaimer for more detail.
5. Accuracy of information
We make reasonable efforts to ensure the information on this Site is accurate and up-to-date. However, rules change frequently in our coverage areas — visa thresholds, tax brackets, exchange rates, fee structures, and regulatory requirements all evolve. We do not guarantee that any information on this Site is current, complete, or applicable to your specific situation. Always verify critical information with the relevant official source before acting.
6. Third-party links and services
The Site contains links to third-party websites and may display advertising from third parties. We do not control and are not responsible for the content, accuracy, privacy practices, or services of these third parties. Your interactions with third-party sites and services are solely between you and the third party.
7. Advertising
The Site is currently ad-free. Should we add advertising in the future, advertisements will be clearly labelled as such. We do not endorse, and are not responsible for, any products or services that may be advertised. Any future advertising would be governed by the relevant provisions of our Privacy Policy.
8. Limitation of liability
To the maximum extent permitted by law, AH5 and its operators shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from your use of or inability to use the Site, including but not limited to:
- Financial losses resulting from decisions made based on Site content
- Errors or omissions in calculator outputs
- Outdated or inaccurate information
- Loss of data or business interruption
- Actions of third-party advertisers or linked sites
The Site is provided "as is" and "as available", without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
9. Indemnification
You agree to indemnify and hold harmless AH5 and its operators from any claim, demand, loss, or damages — including reasonable attorneys' fees — arising out of your breach of these Terms or your misuse of the Site.
10. Changes to these Terms
We may modify these Terms at any time. We will post the updated Terms on this page with a revised "last updated" date. Your continued use of the Site after any change constitutes your acceptance of the modified Terms.
11. Termination
We may suspend or terminate your access to the Site at any time, without notice, for any reason, including breach of these Terms. Upon termination, all provisions of these Terms which by their nature should survive termination shall survive — including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
12. Governing law
These Terms shall be governed by and construed in accordance with applicable international web-publishing conventions, without regard to conflict-of-law principles. You agree to the exclusive jurisdiction of the courts where the Site operator is resident for any dispute arising from these Terms.
13. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
14. Contact
If you have questions about these Terms, email us at contact@ah5.shop.
These Terms are effective as of June 30, 2025.